Qonto

Qonto is a modern business banking solution designed to simplify financial management for freelancers, startups, and SMEs. With intuitive tools for expense tracking, invoicing, and multi-user access, Qonto streamlines your business operations while ensuring transparency and efficiency.

Key Features:

• Business accounts with multiple pricing plans to fit different needs
• Physical and virtual Mastercards with customizable spending limits
• Integrated invoicing and supplier payment tools
• Expense management features, including receipt digitization and real-time tracking
• Automated bookkeeping with accounting integrations
• Multi-user access with customizable permissions
• 7-day-a-week priority customer support

Best for

• Freelancers and self-employed professionals managing their own finances
• Startups seeking scalable and efficient banking solutions
• Small businesses looking for seamless invoicing and expense tracking
• Growing companies requiring multi-user access with role-based permissions
• Teams needing automated bookkeeping and accounting integrations
• Entrepreneurs who want a hassle-free, transparent banking experience

Price

• Basic Plan: €9/month (excl. VAT) when billed annually
• Smart Plan: €19/month (excl. VAT) when billed annually
• Premium Plan: €39/month (excl. VAT) when billed annually
• Business Plan: €99/month (excl. VAT) when billed annually

Add-ons are available, including:

• Expense & Spend Management: €69/month (excl. VAT) when billed annually
• Accounts Payable: €59/month (excl. VAT) when billed annually
• Accounts Receivable: Free until March 31, 2025; then €35/month (excl. VAT) when billed annually

Disclaimer: Please refer to the Qonto website for the most accurate and current pricing details and service offerings.