Funding Circle provides fast, flexible financing designed to help UK businesses grow. Whether you need capital for expansion, equipment, or cash flow, our range of tailored solutions—from term loans to asset finance—offers competitive rates, quick decisions (often within 1 hour), and funding in as little as 48 hours.
Key Features:
Fast Applications: Apply online in 7 minutes with no impact on your credit score (for limited companies).
Quick Decisions: Receive a personalised quote in as little as 1 hour.
Flexible Terms: Borrow from £1,000 to £5 million with repayment terms up to 7 years.
Fixed Rates: Transparent pricing with interest from 6.9% per year (business loans).
Diverse Products: Term loans, cashback credit cards, asset finance, and revolving credit.
UK-Based Support: Dedicated team to guide you through the process.
Trusted: Over £14.6 billion lent to 110,000+ businesses since 2010.
Best for:
Small & Medium Businesses seeking quick, accessible funding.
Startups & Scaleups needing capital for growth or inventory.
Retailers & Hospitality managing seasonal cash flow gaps.
Trades & Contractors financing equipment or vehicles.
Tech & Creative Firms investing in expansion or R&D.
Agricultural Businesses funding machinery or land improvements.
Businesses Switching from Traditional Banks for faster, digital-first service.
Pricing:
Business Loans: From 6.9% APR (terms up to 6 years).
Cashback Credit Card: 2% cashback for 6 months (14.9% APR thereafter).
FlexiPay (Line of Credit): 0% interest, fee from 1.5% per transaction.
Asset Finance: Custom rates (via specialist partners).
Disclaimer: Rates and terms vary by product and eligibility. Refer to Funding Circle’s website for full details.
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