Plaid Auth: Instant Bank Account Verification for Seamless Payments

Plaid Auth delivers instant, secure bank account verification with industry-leading 99.9% coverage of U.S. financial institutions. Designed for fintechs, lenders, and platforms moving money, our solution reduces ACH returns by up to 50% while converting 23% more users than traditional micro-deposit methods.

Key Features:

  • 7-second connections for checking/savings accounts

  • 12,000+ institutions covered across U.S., Canada, and Europe

  • Processor-agnostic (works with Adyen, Nuvei, and all major ACH networks)

  • Real-time fraud signals to reduce risky transactions

  • UX-optimized flows proven to boost conversion rates

  • FedNow/RTP ready for modern payment methods

  • Regulatory compliance built-in (SOC 2, GDPR, CCPA)

Best for:

  • Neobanks onboarding customers with instant funding

  • Lending platforms verifying borrower accounts

  • Investment apps enabling seamless deposits/withdrawals

  • Marketplaces paying out gig workers or vendors

  • Crypto exchanges bridging fiat and digital assets

  • Property tech automating rent collection

  • SaaS platforms processing subscription payments

Pricing: Volume-based with free sandbox testing. Enterprise plans available.

Disclaimer: Please refer to the website for the most accurate and current pricing details and service offerings.

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