Plaid Auth: Instant Bank Account Verification for Seamless Payments
Plaid Auth delivers instant, secure bank account verification with industry-leading 99.9% coverage of U.S. financial institutions. Designed for fintechs, lenders, and platforms moving money, our solution reduces ACH returns by up to 50% while converting 23% more users than traditional micro-deposit methods.
Key Features:
7-second connections for checking/savings accounts
12,000+ institutions covered across U.S., Canada, and Europe
Processor-agnostic (works with Adyen, Nuvei, and all major ACH networks)
Real-time fraud signals to reduce risky transactions
UX-optimized flows proven to boost conversion rates
FedNow/RTP ready for modern payment methods
Regulatory compliance built-in (SOC 2, GDPR, CCPA)
Best for:
Neobanks onboarding customers with instant funding
Lending platforms verifying borrower accounts
Investment apps enabling seamless deposits/withdrawals
Marketplaces paying out gig workers or vendors
Crypto exchanges bridging fiat and digital assets
Property tech automating rent collection
SaaS platforms processing subscription payments
Pricing: Volume-based with free sandbox testing. Enterprise plans available.
Disclaimer: Please refer to the website for the most accurate and current pricing details and service offerings.
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