Rewards Checking Plus is a no-fee checking account designed to help you earn more while managing your everyday finances. With up to 2% cash back on purchases and the ability to pair it with Performance Savings to earn a high 4.02% APY, this account gives you more value for your money. Plus, enjoy early direct deposits and FDIC insurance for added security.

Key Features:

  • Up to 2% cash back on everyday purchases, including restaurants, gas stations, and subscriptions

  • No monthly fees or overdraft fees

  • Early direct deposit – get paid up to two days early

  • Seamless integration with Upgrade’s financial products

  • FDIC-insured up to $250,000 through Cross River Bank

Best for:

  • Individuals looking to maximize cashback rewards on everyday purchases

  • Those who want no monthly fees and a hassle-free banking experience

  • People who prefer early access to their paycheck with direct deposit

  • Anyone interested in earning up to 4.02% APY by pairing with Performance Savings

  • Budget-conscious users who want a secure, FDIC-insured account

  • Tech-savvy individuals who value easy mobile and online banking

Price: No monthly fees.

Disclaimer: Please refer to the website for the most accurate and current pricing details and service offerings.

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Additional Details

  • Free, Paid, Free Trial
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